MOTORBIKE FINANCE
Personalised quotes and quick online applications, with access to Europe’s largest choice of used motorbikes. We’ll check options from our panel of lenders to see if finance could work for you.
New to finance? Read our motorbike finance guide to understand HP vs PCP, deposits, and credit scores before you apply.
How financing a superbike factory bike works
Find your Dream Bike
Shop from over 3,000 motorbikes online
Get A Quote
Use our finance calculator to see personalised quotes.
Apply Online
Apply for finance online or visit us in-store, where our team can help with your application.
Get A Decision
Your application is sent to our panel of lenders, who will complete up to three credit checks. We’ll usually have a decision within 24 hours.
Your Offer
Confirm your offer & sign all documents. Then, book delivery or collection for your new SuperBike Factory bike.
Find a motorbike to suit your budget
FLEXIBLE FINANCE OPTIONS
Looking to ride your dream motorbike?
With our easy-to-use finance calculator, you can quickly see what your monthly payments could look like. Whether you’re buying your first bike or upgrading, we offer flexible options tailored to your budget.
Take a look at the finance calculator, and when you're ready, fill out the form for your personalised quote.
Total repayment of - APR of -
The figures are for illustration only.
Actual rates, terms, and monthly payments will depend on the customer’s credit profile, and lender acceptance & criteria.
Monthly Payments From£-
PUT YOUR CURRENT BIKE
TOWARDS YOUR NEXT ONE
- If you have a bike to part exchange, you can put its value towards your next motorbike purchase with SuperBike Factory.
- Get an online quote here, and if there’s any outstanding finance on your current bike, we may be able to settle it as part of the deal.
- Part exchange can be combined with finance, giving you more flexibility when choosing your next ride. Our team is here to help you explore your options.
Frequently Asked Questions
Want a plain-English breakdown?
Who can apply for finance?
Anyone over 18 years old, with a UK address and a regular income, can apply for finance. Approval is subject to status and affordability checks by our finance providers.
What finance options do you offer?
We offer Hire Purchase (HP) and Personal Contract Purchase (PCP) finance plans, giving you flexible ways to spread the cost of your motorbike.
How do I apply for finance?
You can apply online through our website or visit us in-store, where our team can assist with your application.
Will applying for finance affect my credit score?
When you apply, lenders may carry out a soft credit check, which won’t impact your credit score. If you proceed, a full credit check will be required.
Can I use part exchange with finance?
Yes! If you have a bike to part exchange, you can put its value towards your new motorbike. If your current bike has outstanding finance, we may be able to settle it as part of the deal.
Do I need to pay a deposit?
Deposit requirements vary depending on the finance agreement. Some lenders offer £0 deposit options, while others may require an upfront payment.
How long does it take to get approved?
Most applications receive a decision within 24 hours, but some may take longer depending on the lender’s checks.
What happens after I’m approved?
Once approved, you’ll need to complete an ID check and sign your agreement. You’ll then be able to book collection or delivery for your motorbike.
Can I settle my finance early?
Yes, most finance agreements allow early settlement. Contact your lender directly for details on any early repayment charges.
What happens if I miss a payment?
If you miss a payment, you should contact your finance provider immediately to discuss your options. Missing payments could impact your credit score and lead to additional charges.
Can I cancel my finance agreement?
You have a 14-day cooling-off period to cancel your finance agreement after signing. If you cancel, you’ll need to arrange an alternative payment method or return the motorbike if eligible.
Do you offer finance for bad credit?
We work with a panel of lenders, some of whom may consider applications from those with a lower credit score. Approval is based on individual circumstances.
SuperBike Factory Ltd (Company No. 08037214); Registered Address: Snape Road, Macclesfield, Cheshire, SK10 2NZ. Authorised & Regulated by the Financial Conduct Authority (FRN 649102). ICO: Z3193267. VAT: 277727849.
Status: Credit broker, not a lender. We have commercial relationships with lenders; introductions are based on your needs and circumstances and our advice is not impartial. For impartial advice, please arrange independently. We may receive commission (fixed fee or a % of the amount borrowed). Different lenders may pay different commission rates. Commission does not affect the amount repayable under your credit agreement. Finance subject to status; T&Cs apply; applicants must be 18+ and UK residents. Late repayment can cause serious money problems — see MoneyHelper for free advice.