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Get a personalised quote
Use our quick online form so we can check options across our panel of lenders.
MOTORBIKE FINANCE
Get a personalised motorbike finance quote in a few minutes. Once you’ve got your quote, you can choose a bike that fits your budget.
Start here: get your personalised quote first.
Finance subject to status & affordability. SuperBike Factory is a credit broker, not a lender. 18+ UK residents. T&Cs apply.
2,000+ bikes in stock
4.8★ Trustpilot
✔ No obligation quote
✔ Check your eligibility
✔ Choose your bike afterwards
How motorbike finance works
Start with a personalised quote. Then choose a bike that fits your budget and check estimated monthly payments on the bike listing.
Finance subject to status.
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Choose a bike
Already know what you want? Great. If not, browse and shortlist a few favourites.
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Check estimated monthly payments
On each bike listing, you can adjust deposit and term to see estimated payments.
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Apply when you’re ready
When you’re happy with the figures, you can move forward with your finance application.
FLEXIBLE FINANCE OPTIONS
Looking to ride your dream motorbike?
With our easy-to-use finance calculator, you can quickly see what your monthly payments could look like. Whether you’re buying your first bike or upgrading, we offer flexible options tailored to your budget.
Take a look at the finance calculator, and when you're ready, fill out the form for your personalised quote.
Total repayment of - APR of -
The figures are for illustration only.
Actual rates, terms, and monthly payments will depend on the customer’s credit profile, and lender acceptance & criteria.
Monthly Payments From£-
Motorbike Finance Options To Suit Your Budget
Finance, without the faff
Spread the cost of your motorbike into manageable monthly payments. What you pay depends on the bike price, your deposit, your term and the rate you’re offered. Once you’ve picked a bike, you’ll see your options directly on that listing.
Choose a monthly budget that works for you
Adjust deposit and term on the bike page
Apply online when you’re happy with the figures
Finance subject to status. Credit broker, not a lender. 18+ UK residents only.
Hire Purchase (HP)
Fixed monthly payments. Once the agreement is complete, the bike is yours.
Personal Contract Purchase (PCP)
Lower monthly payments with options at the end of the agreement.
Put your current bike towards your next one
Use your current bike as a deposit and reduce your monthly payments. It’s quick, simple and handled as part of your purchase.
Get a valuation for your current bike
Use it as a deposit towards your next bike
Lower your monthly payments
PUT YOUR CURRENT BIKE
TOWARDS YOUR NEXT ONE
- If you have a bike to part exchange, you can put its value towards your next motorbike purchase with SuperBike Factory.
- Get an online quote here, and if there’s any outstanding finance on your current bike, we may be able to settle it as part of the deal.
- Part exchange can be combined with finance, giving you more flexibility when choosing your next ride. Our team is here to help you explore your options.
Frequently Asked Questions
Want a plain-English breakdown?
Who can apply for finance?
Anyone over 18 years old, with a UK address and a regular income, can apply for finance. Approval is subject to status and affordability checks by our finance providers.
What finance options do you offer?
We offer Hire Purchase (HP) and Personal Contract Purchase (PCP) finance plans, giving you flexible ways to spread the cost of your motorbike.
How do I apply for finance?
You can apply online through our website or visit us in-store, where our team can assist with your application.
Will applying for finance affect my credit score?
When you apply, lenders may carry out a soft credit check, which won’t impact your credit score. If you proceed, a full credit check will be required.
Can I use part exchange with finance?
Yes! If you have a bike to part exchange, you can put its value towards your new motorbike. If your current bike has outstanding finance, we may be able to settle it as part of the deal.
Do I need to pay a deposit?
Deposit requirements vary depending on the finance agreement. Some lenders offer £0 deposit options, while others may require an upfront payment.
How long does it take to get approved?
Most applications receive a decision within 24 hours, but some may take longer depending on the lender’s checks.
What happens after I’m approved?
Once approved, you’ll need to complete an ID check and sign your agreement. You’ll then be able to book collection or delivery for your motorbike.
Can I settle my finance early?
Yes, most finance agreements allow early settlement. Contact your lender directly for details on any early repayment charges.
What happens if I miss a payment?
If you miss a payment, you should contact your finance provider immediately to discuss your options. Missing payments could impact your credit score and lead to additional charges.
Can I cancel my finance agreement?
You have a 14-day cooling-off period to cancel your finance agreement after signing. If you cancel, you’ll need to arrange an alternative payment method or return the motorbike if eligible.
Do you offer finance for bad credit?
We work with a panel of lenders, some of whom may consider applications from those with a lower credit score. Approval is based on individual circumstances.
SuperBike Factory Ltd (Company No. 08037214); Registered Address: Snape Road, Macclesfield, Cheshire, SK10 2NZ. Authorised & Regulated by the Financial Conduct Authority (FRN 649102). ICO: Z3193267. VAT: 277727849.
Status: Credit broker, not a lender. We have commercial relationships with lenders; introductions are based on your needs and circumstances and our advice is not impartial. For impartial advice, please arrange independently. We may receive commission (fixed fee or a % of the amount borrowed). Different lenders may pay different commission rates. Commission does not affect the amount repayable under your credit agreement. Finance subject to status; T&Cs apply; applicants must be 18+ and UK residents. Late repayment can cause serious money problems — see MoneyHelper for free advice.